Your classic white kurta does not have to be worn with kolhapuris and jhumkas, instead prep them up with a waistcoat and fancy shoes to give it a chic look. Sonu has also worn this kurta with a wrap like this.
The white kurta can be combined with a shrug, a wrap or a just a nice statement necklace. Add a pop of colour with high heels or an oversized clutch.
Also try adding a twist to your kurta by using it like a blouse, seen here.
Don't wear very long kurtas if you're not too tall.